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CALIFORNIA RATES & PROGRAMS FOR TO MEET YOUR NEEDS.
Hate insurance companies? Would you rather put up a bond? No problem. We can help you. You will need at least $35,000 plus fees. The cool thing about a bond is that you become your own insurance company. The California admitted bonding company guarantees you will pay. That is about all they do. When someone else has a bodily injury or property damage claim against you, the bonding company writes out a check against your cash deposit. You then in turn have to fill up that cash deposit immediately or else your bond is canceled with the DMV. The bonding company does not provide any legal defense.
Who actually does this instead of buying an insurance policy? Large companies including car rental agencies who self insure a large fleet. As you may have noticed, auto rental agencies charge the consumer for insurance and pocket any gains. The average consumer is usually better off putting the money in the bank, if they have $35,000, and using the interest to pay for their insurance. They wont lose their $35,000, the insurance company pays the claim and provides legal defense up to policy limits.
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